When I was growing up, my parents never bought life insurance. There were three kids, a mortgage, and college savings. The only life insurance came from his employer, and it wasn’t much. Just one year’s worth of salary. That’s typical. Employers never provide enough.
When he was laid off in the recession, the life insurance ended, too. Their excuse for not buying life insurance was, “it’s too expensive, we can’t afford it.”
I hear this from people a lot.
What my parents didn’t realize was that life insurance was just as important as paying the mortgage and putting food on the table. If my father suddenly died in an accident, a heart attack, or Coronavirus, my family would have lost our home and our lifestyle. It would have stopped all plans for the three of us to go to college.
When you don’t have adequate life insurance, the unexpected can turn your family’s life upside down in the blink of an eye.
Don’t leave your family broke and homeless. Don’t leave them cleaning up a mess, one that a simple life insurance policy would have prevented.
The truth is that you cannot afford NOT to have it. A life insurance policy is not a luxury, it’s a necessity.
We all like to believe that we are not going to be the one that bad things happen to, but we really have no control over that.
What we can control is how we plan for the unknown. We control whether our families will survive without us, or live in poverty.
Shopping For Life Insurance Has Never Been This Easy
My name is Alyce Meserve, a life insurance expert and the founder of Broad Creek Financial Services. Life insurance shopping can be very overwhelming for some people, to the point they quit looking.
Let me do that hard work for you.
I’m here to help you educate yourself, answer questions, offer you guidance, and help you navigate the application process.
Working with me, you’ll be able to find the best rates for your particular needs and health status. I promise to be transparent and straightforward with you.